Understanding UK Pensions

This FREE guide helps explain some of the most common terms and questions around UK pensions.

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This guide helps answer some of the most common questions around UK pensions.

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Pensions can be confusing, with so many different types, options and language. The first step in dealing with pensions is to understand them. 

Our free UK pension guide has been developed especially for expats to help answer some of the most common questions and explain what options are available.

Finsbury Associates is an award winning boutique wealth management and financial planning firm. 

With over 40 years of experience in the industry, our goal is simple: to ensure highly qualified professionals are on hand to safeguard all aspects of your financial situation and to help you achieve your financial goals

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Projected income in retirement

Do you know how much money your pension will provide you with in retirement?

What happens if I take out a lump sum? How does inflation affect your pension income? 

Our guide can help explain the above.

Tax on UK Pensions

Do you know how much your pension will be taxed?

Tax on Defined Benefit Pensions and Defined Contribution Schemes are dealt with differently. 

Our guide helps explain this and also how you are taxed as a non resident. 

Pension Transfers: Things to Consider

There are many things to consider before doing a pension transfer and it's integral to get qualified advice before doing anything. 

Things to consider include: (1) Charges, (2) Investment risk and (3) Guaranteed or "Safeguarded" rights.


Inheritance & Death Benefits on Pensions

Will your spouse or family receive your full pension upon your death?

This will depend on the type of scheme that your pension is set up as. Defined Contribution Schemes and Defined Benefits Pensions deal with this differently.

Types of UK Pensions

There are many types of different pensions such as Defined Contribution Schemes, Defined Benefit Pensions, SIPPs (Self-Invested Personal Pensions), SSAS (Small Administered Schemes), State Pensions and more. 

Our guide helps explain the differences.

Investment Strategy

Do you fully understand the investment strategy of your pension?

 Defined Benefit Schemes and Defined Contribution Schemes invest in different ways and it's important to understand that the strategy is correct for your circumstances.

Arrange a FREE Consultation to help understand your pension.

The first step to dealing with pensions is understanding them.



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